PAYS for damage to or loss of your car, less any applicable
deductible, resulting from perils such as fire, theft, vandalism, and
striking an animal, but not collision. this coverage allows up to$ 15 a
day (to a limit of$ 450) for substitute transportation (rental or other
transportation costs including taxi, bus and train fare) until your stolen
auto is recovered. personal property is not covered unless it is
permanently installed in your car, such as a tape deck. if your car is
financed, your lender may require this coverage.
If your automobile is stolen, you must report it to
the police and your insurance company. You will be reimbursed for
transportation costs after the first 48 hours following the
report.
You may be denied Comprehensive cover-age or
required to pay a higher extra-risk rate if you own a high-theft
vehicle which does not have a qualifying anti-theft or
recovery device. Coverage may be denied or priced higher under
certain other conditions.
Source: Massachusetts Department of Insurance
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05/20/2012 03:29:56 AM
